I have bad credit.Can i still get a personal loan?

Even if you have a tainted financial record, it is still possible to get unsecured bad credit personal loans. Unfortunately, the catch with these particular types of loans is that you will undoubtedly end up paying a lot more in the end. Lending institutions and banks are not very eager to lend money to someone with bad credit, so since they are taking a risk by giving you money, they will ask for a higher interest rate. However, if you are in the market for small personal loans you will have a better chance of securing a lower interest rate. The general rule of thumb is that the higher the amount of the loan, the higher the interest rate is. So if you are only looking for a small sum, you should be able to find a good rate.